Maljonic you seem like quite an intelligent person. Don't get too excited this is ofcourse compared to me, which isn't a great complement . Anyway Maljonic, how can I edit my avatar but still bring it back with a URL address and use it on this forum as my new avatar.

PS: Thanks for the welcome

If you want to edit your avatar you have to put it on your own web space to use it on the internet; or , if it's easier, you can e-mail it to me and I'll stick it on my pictures page and give you the address so you can use it here or anywhere you like.

P.S. Thanks for the compliments and your welcome for the welcome.

P.P.S. Please don't thank me for saying you are welcome for the welcome, we could get caught in a time loop... :burnout:

So let me get this straight Mal, you welcomed him and he thanked u for the welcome, u then thanked him for welcoming the welcome, he will now probably say 'ur welcome'.

Am I welcome ? and is everyone welcome ? if so, ty, and ur welcome

Btw colonesque10.....welcome

I know, I'm not sure the matrix can handle it.

Credit was first used in Assyria, Babylon and Egypt 3000 years ago. The bill of exchange - the forerunner of banknotes - was established in the 14th century. Debts were settled by one-third cash and two-thirds bill of exchange. Paper money followed only in the 17th century.

The first advertisement for credit was placed in 1730 by Christopher Thornton, who offered furniture that could be paid off weekly.

From the 18th century until the early part of the 20th, tallymen sold clothes in return for small weekly payments. They were called "tallymen" because they kept a record or tally of what people had bought on a wooden stick. One side of the stick was marked with notches to represent the amount of debt and the other side was a record of payments. In the 1920s, a shopper's plate - a "buy now, pay later" system - was introduced in the USA. It could only be used in the shops which issued it.

In 1950, Diners Club and American Express launched their charge cards in the USA, the first "plastic money". In 1951, Diners Club issued the first credit card to 200 customers who could use it at 27 restaurants in New York. But it was only until the establishment of standards for the magnetic strip in 1970 that the credit card became part of the information age.

FAR to much time on your hands Mal! :smile2:
no facts today im afraid because of the fact that im suffering from monday brain death/new working week shock.
cheer up Nicko

It's all just a few clicks really....

Im cheered up imag..its the rest you wanna concern yourself about. Where you the one who told me Mal was/is a ...Yorkshire man..shushhh. Nothing wrong with that anyway. So what if they fight with flowers... :cowboy:

Wars of the Roses



Reasons for the Wars.

When Edward III died in 1377, he left no direct hier to the throne of England. The Kings eldest son 'The Black Prince', had died a few years earlier. It was decided that his son, Edward III's grandson, should inherit the throne. Henry, Duke of Lancaster, the late Kings second son opposed this from the start. He spent his life in pursuit of the Kingdom. He never reached his goal and died leaving his son Henry Bolingbroke to carry on the quest for the Crown.

The single event that could be said to have started the Wars of the Roses happened in 1399. Henry Bolingbroke siezed the Throne from Edward's grandson Richard II and declared himself King Henry IV. Henry attacked Richard physically, claiming the right of trial by combat. Richard put up no resistance and disappeared. imprisoned by the new king., shortly afterwards. Though Richard was a weak King, the people opposed Henry until his death. His son, crowned Henry V proved to be a great King. He restored the countries faith in the monarchy with his victories in France. Some never forgot how their own lineage had been severed though by the rise of these usurper Kings from the house of Lancaster.

Henry V died suddenly in 1422 leaving the one year old Prince Henry as heir. Henry VI was an ineffectual King. Unpopular with his people because he listened too much to his current favourite advisors: out for personal gain, and his wife, the unpopular and domineering Margaret of Anjou. A string of bad decisions angered Richard, Duke of York, whom many people believed to have a legitimate claim to the throne himself. He was seen as a threat by those close to the king, and was called back from his important post in Calais and effectually banished to Ireland. This seems to have been the last straw for Richard, who had supported the King completely until then. It was then that the Wars truly started with Richard, a plausible heir to the throne, seeking the crown for himself. He never gained it; but his son, Edward IV took the Kingdom from Henry in 1471.

A few months after being crowned, Henry once more regained the throne. He held it for only a few months and then Edward captured Henry and seized power for himself again.

All was quiet for eleven years until in 1483, Edward IV died. He left his two young sons Edward and Richard in the care of their Uncle, Richard of York. Both boys vanished (presumed killed in the tower) and Richard pronounced himself King of England. In 1485 however, another claimant of the throne, Henry Tudor landed in England and marched across the country. He gathered support for his claim to the throne by his Lancastrian ancestry. On August 22nd, 1485, Richard and Henry met at Bosworth. By the end of the day, Henry was crowned King of England, and Richard was dead.

Henry was only opposed by a few remaining Lords and Nobles. These were either with him or dead by 1490. With his marriage to the last of the Yorkist line, the Wars of the Roses could be said to be finally over.

oi! careful now!!
hold on im from derby.......

[

Reasons for the Wars.[/b]

When Edward III died in 1377, he left no direct hier to the throne of England. The Kings eldest son 'The Black Prince', had died a few years earlier. It was decided that his son, Edward III's grandson, should inherit .[/quote]...........


wasnt York on the lancastrian side?